WHAT YOU
NEED TO KNOW
BEFORE PURCHASE
Remove any credit freeze or fraud alert from your credit profile.
If either are present, your Tradeline may not post.
DURATION
60 days is equivalent to the tradeline posting 2 times ​​( 2 months )
​
90 days is equivalent to the tradeline posting 3 times ​( 3 months )
​
* the exact days may differ due to credit monitoring update frequency
.png){kind=small}
INFORMATION
The information you provide for the Tradeline order must match what is listed on your credit report. If it is not exact on all 3 bureaus your Tradeline may not post to all 3 bureaus
POSTING WINDOW
Tradelines typically post within the first 3-15 days AFTER their listed closing date
ORDER & PAYMENT PROCESS
TRADELINE ORDER INFORMATION
ONCE YOU HAVE SELECTED THE TRADELINE(S) YOU WANT TO PURCHASE, YOU WILL NEED TO PROVIDE THE FOLLOWING INFORMATION (AS IT APPEARS ON YOUR CREDIT REPORT):
• FULL NAME:
• SOCIAL SECURITY NUMBER (SSN):
• DATE OF BIRTH (DOB):
• FULL RESIDENTIAL ADDRESS:
• PHONE NUMBER:
• EMAIL ADDRESS:
IMPORTANT ADDITIONAL CONSIDERATIONS:
• IT IS IMPORTANT THAT THE INFORMATION YOU PROVIDE MATCHES WHAT IS LISTED ON ALL THREE REPORTS.
• IF YOUR MIDDLE NAME IS NOT LISTED ON ANY OF THE THREE REPORTS, IT IS BEST TO OMIT IT WHEN SUBMITTING YOUR INFORMATION
IMPORTANT DISCOSURES:
BY SUBMITTING YOUR PAYMENT, YOU CONFIRM THAT:
✔ALL PROVIDED INFORMATION IS LEGITIMATE, ACCURATE, COMPLETE, AND MATCHES EXACTLY WHAT APPEARS ON ALL THREE BUREAUS CREDIT REPORTS.
✔ THE PROVIDED ADDRESS MUST BE RESIDENTIAL.
✔ YOU DO NOT HAVE ANY ACTIVE DISPUTES, CREDIT FREEZES, FRAUD ALERTS, AS THIS MAY INHIBIT A TRADELINE FROM POSTING
✔ YOU DO NOT HAVE ANY NEGATIVE HISTORY WITH THE BANK ASSOCIATED WITH THE TRADELINE(S) YOU ARE PURCHASING.
✔ YOUR LEXISNEXIS AND SAGESTREAM REPORTS ARE NOT LOCKED.
✔ YOU HAVE A CREDIT FILE OPEN WITH ALL THREE MAJOR CREDIT BUREAUS (EXPERIAN, EQUIFAX, TRANSUNION).
✔ IF YOUR CREDIT FILE IS NEW, YOU CONFIRM YOUR CREDIT PROFILES HAVE A MINIMUM OF ONE HARD INQUIRY LISTED ON ALL THREE CREDIT REPORTS
✔ YOU ACKNOWLEDGE THAT ADDING TRADELINES MAY ALSO ADD AN ADDRESS TO YOUR CREDIT REPORT.
✔ YOU ARE NOT UNDER THE AGE OF 18 OR ARE NOT A MINOR IN THE JURISDICTION IN WHICH YOU RESIDE
POSTING TIMELINE & GUARANTEE
TRADELINES TYPICALLY POST WITHIN 3-15 DAYS AFTER THE TRADELINE’S LISTED CLOSING DATE, THOUGH IN RARE CASES, POSTING MAY TAKE UP TO 45 DAYS.
WHILE WE MAKE EVERY EFFORT TO ENSURE SUCCESSFUL POSTING, IF A TRADELINE DOES NOT POST WITHIN THE GUARANTEED TIMEFRAME, YOU MAY BE ELIGIBLE FOR A REFUND OR REPLACEMENT AS OUTLINED IN OUR GUARANTEE POLICY: https://www.tradelinevault.com/our-guarantee
FOR SPECIFICS ON WHAT IS AND IS NOT COVERED UNDER OUR GUARANTEE, PLEASE REVIEW OUR OFFICIAL POLICY HERE: https://tradelinevault.com/our-guarantee#do-and-dont-guarantee
PAYMENT METHODS
WE CURRENTLY ACCEPT THE FOLLOWING PAYMENT METHODS:
• CASHAPP
• BITCOIN (BTC)
• ZELLE (FOR PAYMENTS OVER $500)
WHEN SENDING YOUR PAYMENT, YOU ACKNOWLEDGE THAT ALL SALES ARE FINAL EXCEPT IN CASES COVERED UNDER OUR 45-DAY GUARANTEE.
PRIVACY & SECURITY
YOUR PERSONAL DATA IS STORED SECURELY AND USED SOLELY FOR PROCESSING YOUR TRADELINE ORDER. WE DO NOT SHARE, SELL OR DISTRIBUTE YOUR INFORMATION EXCEPT AS REQUIRED BY LAW.
FOR FURTHER DETAILS, PLEASE READ OUR PRIVACY POLICY.
BY SUBMITTING YOUR INFORMATION, YOU ACKNOWLEDGE THAT YOU ARE PROVIDING ACCURATE INFORMATION AND HAVE READ OUR FULL TERMS.
PROHIBITED USE
WE DO NOT SUPPORT OR CONDONE FRAUD OR ANY FORM OF MISREPRESENTATION
ATTEMPTING TO USE FALSE OR FRAUDULENT INFORMATION MAY VIOLATE FEDERAL LAWS, INCLUDING THE FAIR CREDIT REPORTING ACT (FCRA) AND THE IDENTITY THEFT AND ASSUMPTION DETERRENCE ACT.
BANK & LENDER AWARENESS NOTICE
FINANCIAL INSTITUTIONS AND CREDIT ISSUERS MAY REVIEW YOUR CREDIT HISTORY AND IDENTIFY TRADELINES OBTAINED FOR CREDIT ENHANCEMENT. WE DO NOT GUARANTEE THAT ADDING TRADELINES INCREASES YOUR CHANCES OF LOAN APPROVALS AS EACH LENDER HAS DIFFERENT APPROVAL CRITERIA.
DOCUMENTATION REQUIREMENTS
IF YOU ARE ASKED TO PROVIDE ADDITIONAL DOCUMENTATION (SUCH AS A SOCIAL SECURITY CARD, DRIVER’S LICENSE, OR FULL ACCESS TO CREDIT MONITORING) AND ARE UNABLE OR UNWILLING TO DO SO, YOUR TRADELINE IS NO LONGER GUARANTEED, AND REFUNDS WILL NOT BE PROVIDED.
WE LOOK FORWARD TO PROCESSING YOUR ORDER
This concludes our Terms, if you are in the process of placing your order, please respond with the word "CONFIRM" that you read, understand and agree to the above terms detailing the breakdown of our order & payment process and guarantee.