OUR TRADELINES ARE BACKED BY
OUR GUARANTEE
Tradelines typically post within the first 3-15 days after the card's closing date. On occasion, however, it can take longer. It important to know although no posts are uncommon, this is not abnormal. Because of this, and for your peace of mind, our Tradelines are backed by a guarantee:
45-day guarantee to post to at least one of the 3 bureaus
*credit profile/privacy numbers (CPNs) and blank files are excluded from this guarantee
Why can't you guarantee all 3 bureaus?
This is where it will help you to know a little bit about tradelines:
Tradelines post by matching the information you provide - with what exists on your credit file.
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So when a tradeline posts, it means the information matched successfully. If a tradeline posts to one bureau but not the others, the issue is with the information on your credit report at that bureau, and not the Tradeline itself.
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(if the problem were with the Tradeline - it wouldn't post at all)
If this is ever the case, we advise you seek credit repair services as that is a telltale sign your 3 reports lack congruency and is, therefore, out of our control.
What's Next...
If your tradeline has not shown itself on any of the 3 credit bureau reports...
Our goal is to find the reason for your tradeline's absence - and so we will begin the investigation process.
To initiate your guarantee
& START THE INVESTIGATION PROCESS, PLEASE FOLLOW THESE STEPS:
After the 15 day posting period has expired
AND CREDIT MONITORING LOGINS ARE PROVIDED, TRADELINE VAULT WILL START THE INVESTIGATION PROCESS.
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THE RESULTS
After these steps have been concluded, and the 45 day time period has elapsed, if the tradeline has not shown up by the 45th day, and Tradeline Vault has verified the information provided by the client contained no errors:
A REPLACEMENT TRADELINE OR REFUND WILL BE PROVIDED.
The replacement Tradeline will be as compatible as possible to the originally purchased Tradeline in price, age and limit. If a compatible Tradeline is unavailable, a REFUND will be provided.
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*Tradeline Vault has no obligation to replace or refund the client until after the 45 day window has closed because in some cases, the full 45 days is necessary
What we DO Guarantee
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We guarantee that the tradelines will post to any 1 out of the 3 major credit bureaus.
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We guarantee that all tradelines will have 100% perfect payment history
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We guarantee that all our tradelines are vetted with zero late payments.
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We guarantee that the utilization ratio will always be 9% or lower.
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On all tradelines purchased, we guarantee that you will remain on the tradeline as an authorized user for a minimum of 2 monthly reporting cycles.
What we DO NOT Guarantee
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We do not guarantee any results beyond getting a tradeline to post as detailed above.
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We do not guarantee any change to your credit score. This includes any positive changes as a result of purchasing our tradeline(s) as well as the possibility that your score could go down.
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Because there are many other factors that go into obtaining an approval, We do not guarantee that after adding tradeline(s), you will be approved by any lender or party related to funding, loans, credit cards, lines of credit, apartments/housing, or be able to achieve any financial goal based on the purchase of our tradeline(s).
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Tradelines do not directly affect your credit score and so it is impossible to quantify or project a credit score.